How to take a Home Inventory of your Properties for quicker claim?

  

Listing what you own may take time up front, but it can spare you time and money in the event that you need to make a claim on your homeowners insurance policy.

A homeowners insurance inventory will include a detailed list of your things - descriptions, date of purchase, photos or video, receipts, serial numbers,  value — any information that could help prove the worth of the things that you have. You should list all very important items, like electronics, furniture and and many other things, but it's also important to take inventory of smaller things that could need replacing in the event of a disaster, like clothes and gadgets. Also, if ever you buy something new, make sure to add it to your inventory so it's always updated. 

The first step is to write down every item in your house that you would want and expect to be covered by your home insurance. This list should include all of your very important items like electronics, tools, furniture, gadgets and many other things. Include the serial numbers and receipt image if you still have them, and take the picture of each item. 

As you make your list, take pictures or create an inventory video. If you have a camera, you can easily take the picture of each item in your house and upload it online using some free home insurance inventory apps. You can also enable the time stamp function of your camera to show the date and time when you took the pictures. If it happens that you have a camcorder, you can narrate all of your valuable items. The more specifications you include, the more probable you will be able to filed your claim quickly with the right amount, if anything ever happen to your properties.

An alternate option is to make an online backup program that will allow you to store your inventory you can get from anywhere with Internet access. In the event that a disaster takes away your safe, or a burglar steals your computer and gadgets, you could lose everything.  Storing your list of inventory online allows you to access your items from any computer, at your friend’s house, from your smartphone,  Internet Cafe or whenever you need it. The goal is to ensure an easy access of your home inventory if you ever need to file a claim on your homeowners insurance policy.

You can just simply make a list in a record book and save the receipts and photos in a file. You may also use Know Your Stuff® - Home Inventory. A free online home inventory application that creates and updates your home inventory easily and efficiently. With this free app, you can make and secure an online storage, you will have access for your inventory anytime and anywhere. You will never know when a bad events may come, but you can be prepared with an up-to-date home inventory. Know Your Stuff® - Home Inventory also has a free app for iPhone and Android phones. Using this app, you can change or add items to your online inventory — and can easily add photos directly from your phone.