Having a dog is a great thing! Children can learn a lot about animals from dogs and they can serve as great companions as well as security. It is very important to make sure your home owners insurance policy has animal liability insurance endorsements. If your dog bites your neighbor you may be liable. A typical animal liability insurance policy covers up to $25,000 in medical damages.
Certain breed types of dog can make you ineligible for homeowners insurance. Also, if you have a previous dog bite claim or suit you may be ineligible for some insurance companies.
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